Check-Cashing Services at Supermarkets: A Convenient Option

Many supermarkets today offer check-cashing services, making it easier for customers to handle various types of checks. These include government checks, payroll checks, tax refund checks, and even personal checks. Customers can easily cash their checks at these locations while shopping for everyday items like food, cleaning products, and other household essentials—all in one convenient spot.

As technology continues to evolve, many grocery stores have adapted by integrating new payment methods into their systems, providing customers with a wider variety of options to complete transactions. In this article, we will highlight 40 grocery stores that offer check-cashing services near you in 2025. Let’s dive in!

Top Grocery Stores Offering Check-Cashing Services Near You in 2025

Need to cash a check without visiting a bank? In 2025, several grocery stores are offering convenient check-cashing services. These stores provide a quick and affordable way to cash checks, whether they’re personal, payroll, or government checks. Here’s a list of 40 grocery stores that can assist you:

1.Walmart

Cash personal, payroll, government, and other types of checks for a fee starting at $4.

2.Kroger

Kroger allows you to cash a variety of checks with a Shopper’s Card, starting at a fee of just $3.
Find a nearby store [here].

3.Safeway

Safeway accepts checks up to $1,500, offering a convenient option for cashing various types of checks.
Find a store near you [here].

4.Food City

Food City provides check cashing services with specific requirements to ensure security and accuracy.

5.Stater Bros
Stater Bros offers check cashing, but you must make a minimum purchase in-store and present a valid photo ID.

6.City Market

With 35 locations, City Market offers check-cashing services at fees ranging from $3 to $7.50.
Find the nearest store [here].

7.Foods Co

Fees at Foods Co range from $3 to $7.50, though they do not accept personal checks.
Find the nearest store [here].

8.Ingles

Ingles Cash personal and payroll checks starting at $3. An Ingles Advantage Card is required for the transaction.

9.Pick ‘n Save

Pick ‘n Save Cash checks for a fee ranging from $3 to $7.50.

10.Acme Markets

Acme Markets offers check cashing services after verifying the authenticity and eligibility of the check.

11.Brookshire Brothers

Brookshire Brothers cashes personal, payroll, and stimulus checks.

12.Albertsons

Cashes personal, government, and payroll checks, with a limit of up to $1,000.

13.Baker’s

Fees start at $3 with a Shopper’s Card for check cashing.

14. Hannaford

Hannaford offers check cashing services at most of its locations, with a fee starting at approximately $1.

15. BI-LO

BI-LO provides check cashing for personal checks, with a limit of up to $50.

Read Also: Top 15 Online Stores Like Ross for Big [Discounts] Shoppers

16.King Soopers Check-Cashing Services

King Soopers offers check-cashing services starting at a fee of $3 when you use a Shopper’s Card.

17.Gerbes Check-Cashing Services

Gerbes cashes various types of checks with fees beginning at $3.

18.Dillons Check Cashing Service

Dillons offers check cashing for a variety of checks, with fees reaching up to $5.50 depending on the check type.

19.Food Lion Check Cashing Service

Food Lion provides check cashing services for personal, government, and other checks, with variable fees.

20.Fred Meyer Check-Cashing Services

Fred Meyer offers check-cashing services, with fees that can vary depending on the location.

21.Fry’s Food Stores Check-Cashing Services

Fry’s Food Stores also provides check-cashing services, with fees differing based on the store.

22. Giant Eagle

Giant Eagle offers check cashing services for personal, payroll, and government checks. The fees may vary based on the type of check.

23. H-E-B

H-E-B provides check cashing for payroll, government, and other types of checks. Fees begin at $3.

24.Homeland Check-Cashing Services

Homeland offers check-cashing for payroll checks with a 2% fee.

25.Market Basket Check-Cashing Services

Market Basket cashes payroll and personal checks for a $0.50 fee.

26.Pay Less Super Market

Pay Less Super Market offers check cashing services similar to Kroger, with fees and check types in line with industry standards.

27.Price Chopper

Price Chopper provides check cashing for different types of checks, with a fee that can either be free or up to $1.

28.Publix

Publix offers check-cashing services for personal and payroll checks. Fees for these services may vary depending on the location.

29.Quality Food Centers (QFC)

QFC cashes a variety of checks, with fees differing by store.

30.Harris Teeter Check Cashing Services

Harris Teeter offers check-cashing services with fees starting at $3. Fees may increase if you do not use a Shopper’s Card.

31.Metro Market Check Cashing Services

Metro Market provides check-cashing services with fees ranging from $3 to $7.50, depending on the check type and location.

32.Ralphs Check Cashing Service

Ralphs offers check-cashing services for various check types, with fees ranging from $3 to $7.50.

33.Shaw’s Check Cashing Service

Shaw’s accepts personal and payroll checks, with fees varying depending on the type of check.

34.Stop & Shop

A $0.50 fee applies for check cashing. The GO Rewards program is required for this service.

35.Tops Friendly Markets

Charges a $1 fee with a check-cashing limit of $500.

36.Vons

Vons offers check cashing services for personal and payroll checks with varying fees. You can find the nearest Vons location here.

37.Winn-Dixie

Winn-Dixie charges a $3.50 fee for electronically signed payroll checks. Find a nearby store here.

38.Smith’s Food and Drug Check Cashing Services

Smith’s Food and Drug provides check cashing services with variable fees depending on the check type.

39.Meijer Check Cashing Services

Meijer offers check cashing for payroll, government, and tax refund checks, with fees that may vary.

40.WinCo Foods Check Cashing Services

WinCo Foods offers check cashing for payroll and government checks with fees that can vary.

Read Also: 14 Top Stores Like TJ Maxx for [Amazing Deals] (2025) [Amazing Deals]

Why Cash a Check at Grocery Stores Near You?

There are plenty of reasons why grocery stores are a convenient place to cash checks. Here are a few:

Convenience While Grocery Shopping: Why not take care of multiple tasks in one trip? Imagine picking up milk and bread, and remembering to cash your check. Many grocery stores offer check-cashing services, allowing you to handle your financial errands while you shop—saving you time and effort.

Avoid the Bank Line: Waiting in long bank queues is frustrating, especially when you have other tasks to complete. When you use a grocery store to cash your check, you can skip the bank line. Simply go in, complete your shopping, and leave with cash in hand—quick and easy.

Accepted Check Types: Grocery stores often accept a variety of checks, including paychecks, government checks, and tax refunds. With low fees, you can access your money without losing much in the process.

Helpful Staff: Not everyone is a financial expert, and that’s okay. Grocery store employees are typically helpful and ready to answer any questions you might have, ensuring you fully understand the check-cashing process.

Additional Financial Services: Grocery stores offer more than just check-cashing. Many provide bill payment services, money orders, and even financial advice, making the store a one-stop-shop for your financial needs.

Conclusion

Many grocery stores, such as Publix, Wegmans, Walmart, and Kroger, offer check cashing services. This provides a convenient solution, allowing you to complete financial tasks while shopping for groceries. You can also purchase money orders and access other important services, making these grocery stores a one-stop shop for both your shopping and financial needs.

FAQ’s:40 Grocery Stores That Cash Checks Near You in 2025 ([Fast & Easy!])

How can I cash a money order?

You can cash a money order at the issuing institution (the name printed on the money order). Additionally, many locations such as your local post office or retailers like Walmart offer money order cashing services. Be aware that some institutions may charge a fee for cashing a money order if it wasn’t issued by them.

What is the largest check that can be cashed?

You can deposit checks over $10,000 at any bank or ATM, but cashing such a check requires the bank to report it to the Internal Revenue Service (IRS), as per regulations for cash transactions exceeding this amount. For larger amounts, consider using a cashier’s check, which is guaranteed by the bank.

How can I cash a cheque?

You can cash a cheque at a post office, use an online service, deposit it onto a prepaid debit card, or visit a cheque-cashing store.

What are personal checks?

Personal checks are payment instruments issued by individuals from their personal bank accounts. They are designed simply, typically displaying the account holder’s name and address, making them suitable for everyday transactions.

What is the process of how checks work?

A check is a written, signed, and dated document that instructs a bank to pay a specific amount of money to a designated recipient. The individual or entity issuing the check is called the payor or drawer, while the individual or entity receiving the payment is the payee.