24-Hour Check Cashing Locations: Access Your Funds Anytime

If you find yourself needing to cash a check outside of regular business hours, it’s useful to know which places offer 24-hour check-cashing services. Here are 26 locations that allow you to cash your check at any time of day or night. Some of these places even offer free check-cashing services, making it more convenient for you to access your funds when you need them most.

24-Hour Check-Cashing Banks

1.Bank of America

Bank of America provides 24-hour check cashing services at its ATMs. With a global network of over 4,000 branches and 15,000 ATMs, the bank manages both domestic and international financial services. However, checks processed at home may not clear when cashed at an ATM unless they contain magnetic ink.

2. Capital One:

Capital One operates over 700 branches throughout the United States, offering a wide range of check-cashing services. Account holders can cash checks for personal use, from employers, or even government-issued checks. For more details on Capital One’s check cashing services and additional benefits, visit their website or contact them directly.

3. Chase:

Founded in 2000, Chase Bank traces its origins to its parent companies, which have been around for much longer. Chase ATMs allow users to cash various types of checks, though there is a limit of 30 checks per deposit at a time.

4.Citibank ATM Locations

Citibank offers ATMs both domestically and internationally. To cash checks using their ATMs, you must have an account with Citibank.

5.Citizens Bank Check Cashing

Citizens Bank operates 3,100 ATMs and over 1,000 branches across 11 states. They provide check cashing services for personal, tax return, and other types of checks. Non-customers can cash checks for a flat fee of $7.

6.Fifth Third Bank

Fifth Third Bank operates primarily in the Midwest and Southeast regions of the United States. If you hold an account with them, you can cash various types of checks, including personal, government, and payroll checks. They offer over 2,400 ATMs, with varying cash limits for transactions. A fee of $4 minimum and $25 maximum applies, calculated as 1% of the check amount.

7.M&T Bank

M&T Bank has nearly 800 branches, predominantly in select states. Customers can cash government and payroll checks, along with other types, via their ATMs.

8.TD Bank Check Cashing Services

TD Bank, known as “America’s Most Convenient Bank,” operates in fifteen states, including Washington, D.C. With an account at TD Bank, you can cash personal, government, payroll, and other checks. Additionally, TD Bank ATMs allow you to deposit up to 30 checks at once.

9.US Bank Overview

US Bank operates over 4,700 ATMs nationwide, making it one of the largest banking institutions in the United States. As the parent company of U.S. Bank National Association, it ranks as the fifth-largest bank in the country.

10.Wells Fargo ATM and Branch Services

Wells Fargo operates over 13,000 ATMs and more than 8,000 branches worldwide. The withdrawal limits at their ATMs may vary depending on the settings. To adjust your ATM withdrawal limits, you can contact Wells Fargo’s customer support for assistance.

24-Hour Check Cashing at Grocery Stores

11.Albertsons

Albertsons is a popular grocery store that provides check-cashing services. They process government and payroll checks for a reasonable fee. However, personal and handwritten checks are not accepted.

12. Food City Check-Cashing Services

Food City stands out by accepting more types of checks than many other check-cashing providers. They cash various types of checks, including government, payroll, rebate, and stimulus checks.

13. Hy-Vee Check-Cashing Locations

Many Hy-Vee stores offer in-store check-cashing services. However, hours of operation may vary by location, and some stores are open 24/7.

14. Kroger and Its Subsidiaries:

Kroger, along with its subsidiaries, may provide check-cashing services. However, the availability and specific details of these services, including whether they are offered 24/7, can vary by location.

15. Walmart:

Walmart offers 24-hour check-cashing services at select locations that operate around the clock.

16. WinCo Foods

Some WinCo locations operate 24 hours. To confirm their working hours, please reach out to your local store. Payroll checks can be cashed, with a $5 fee for checks up to $500, and a $10 fee for checks between $500 and $1,000.

17. Tops Friendly Markets

Tops Friendly Markets offers check-cashing services. Certain stores are open from 6 a.m. to midnight, while others provide 24-hour banking services. Contact your local store to verify the hours of operation.

24-Hour Check-Cashing Services at Convenience Stores and Gas Stations

18.7-Eleven

Many 7-Eleven stores offer check-cashing services through a service called Transact. This allows you to load your check onto a debit card for easy access.

19. Pilot Flying J – 24/7 Check Cashing Services

Pilot Flying J provides check cashing services every day of the week, available 24 hours. A limit of $1,000 applies to checks, and fees vary by location.

20. Road Ranger – 24/7 Check Cashing Service

Road Ranger offers check cashing around the clock at all of its locations. Both fueling and non-fueling customers can cash checks up to $999.99 for a fee.

21.TravelCenters of America Check Cashing Services

All TravelCenters of America locations are open 24/7. Their convenience stores and gas stations accept payroll checks for NATSO and company-approved accounts.

24-Hour Check Cashing Locations

22.Advance Financial

Advance Financial offers 24/7 check cashing services, so you can access your funds anytime. For specific operating hours, please contact your nearest location.

23. Community Financial Service Centers (CFSC)

Check the operating hours for your nearest CFSC branch, as not all locations provide 24-hour check cashing services.

24. Pay-O-Matic

Some Pay-O-Matic locations offer round-the-clock check cashing. A fee of 2.27% of the check amount applies. Pay-O-Matic accepts a wide range of checks, including both printed and handwritten.

Find a location near you [here].

25. PLS Check Cashing Services

PLS Check Cashing provides convenient, 24/7 service at all its locations, making it accessible at any time. It accepts a wide range of checks for cashing, ensuring flexibility and ease for customers.

26. Speedy Cash

Speedy Cash charges a starting fee of $2 for its services. Not all locations are available 24/7, so it is recommended to verify the operating hours of your nearest branch before visiting.

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Can I Cash a Check at Walgreens?

Walgreens offers check cashing services, allowing you to easily access your funds. However, it’s important to note that this service may not be available at all locations or in every state. Check availability by contacting your nearest store.

Can I Cash a Check at Walmart?

Walmart allows you to cash checks with proper identification at the customer service desk. The types of checks accepted may vary depending on the specific store location, so it’s best to confirm with your local Walmart in advance.

FAQ’s:24-Hour Check Cashing Near You: [Top] 26 Places to Cash [Easily]

What type of check can be cashed immediately?

Cashier’s checks and certified checks are generally treated like cash and tend to clear faster than personal checks, allowing them to be cashed immediately.

What is the quickest way to cash a check?

The fastest and safest way to cash a check is by taking it directly to the check writer’s bank. This is the bank or credit union where the check writer holds their funds. By doing so, you can receive the cash immediately, as the bank will process the transaction directly from their account to yours.

How can I access check funds immediately?

The fastest way to get your check funds is by visiting the bank where the check is drawn. If you have an account with that bank, you can cash the check directly, and the funds will be available right away. Alternatively, if you cash the check and then deposit it into your account, the deposit will be available immediately as cash. If you choose to deposit the check without cashing it, the funds will take 2-7 business days to clear. Immediate availability, check cashing, and deposit processing are key terms to remember.

What is the fastest way to cash a cheque?

The quickest way to cash a cheque is by using a mobile device deposit. Many banks offer mobile apps that let you deposit a cheque directly through your phone or mobile device. This method is not only fast but also convenient, as it allows you to access your funds and perform other financial tasks, such as online bill payments.

What is the easiest way to cash a check?

The simplest method to cash a check is by going to an FDIC-insured bank or an NCUA-insured credit union. These institutions offer the most cost-effective and convenient services for cashing checks.